The two methods, written out
Karvonen, Kentala & Mustala (1957) — the heart-rate reserve method. Reserve is the room between resting and maximum, and the zone is a fraction of that room added back on top of resting:
target = HRrest + fraction × (HRmax − HRrest)
Percentage of maximum — the simpler one, and the one most equipment uses:
target = fraction × HRmax
They are not variations on a theme. They anchor at different points, and they give materially different answers for the same person.
Worked example: maximum 184, resting 60
Reserve = 184 − 60 = 124 bpm.
Bottom of zone 2, at 60%:
- Karvonen: 60 + 0.60 × 124 = 60 + 74.4 = 134 bpm
- Percentage of maximum: 0.60 × 184 = 110 bpm
Twenty-four beats apart. At 110 bpm this runner is walking; at 134 they are running an easy aerobic pace. Told to “train in zone 2”, two devices using the two methods would give them completely different sessions.
The gap has a simple closed form: at a zone fraction f it is exactly (1 − f) × your resting heart rate. So it closes to nothing at 100%, where both methods return the maximum by definition, it widens as the zones get easier, and it is proportional to your resting heart rate. At a resting rate of 80 the bottom of zone 2 comes out 32 beats apart; at 60 it is 24 beats; at a well-trained 40 it is 16. The disagreement never disappears and it is never small.
Which method to use
Karvonen is the better default, because it takes account of the fact that your heart rate does not start at zero. Percentage of maximum implicitly treats 0 bpm as the bottom of the scale, which nobody's is; Karvonen anchors on your actual resting rate, so the zones scale with the range you genuinely operate over.
The reason percentage of maximum survives is that it needs one input instead of two, which suits a device that does not know your resting rate. If your watch's zones feel far too easy, this is usually why.
Whichever you use, use it consistently. Switching methods halfway through a training block makes every session log incomparable with the one before it.
Getting the two inputs right
Maximum heart rate. A measured figure is worth more here than the choice of method. An age estimate carries a residual of about ±10 beats, and ten beats of error in the maximum moves every Karvonen boundary by six or seven — roughly a third of a zone's width. The max heart rate page runs five published equations and prints the spread; if you have ever seen a real maximum on a monitor at the end of a hard race, use that instead.
Resting heart rate. Taken lying still, before getting up, ideally averaged over several mornings. A reading taken after coffee, after standing up, or after a bad night can be ten to fifteen beats high, and it drags every Karvonen zone up with it. This is the input people most often get wrong, and it is the easy one to get right.
What the five zones are for
Zone 1, recovery. Warm-up, cool-down, and genuinely easy movement between hard days.
Zone 2, easy aerobic. Conversational: you can speak in full sentences. Most of a distance runner's week belongs here, and the most common training error is running it too hard.
Zone 3, steady. Comfortably hard. Useful in moderation and the easiest zone in which to accumulate junk mileage — hard enough to tire you, not hard enough to drive adaptation.
Zone 4, threshold. Roughly the effort you could sustain flat out for about an hour.
Zone 5, maximal. Intervals of a few minutes at most. Not sustainable, by design.
The boundaries are conventions, not physiology. Five zones at ten-percentage-point intervals is one popular scheme; three-zone and seven-zone models exist and are equally defensible. Nothing physiological happens at exactly 70%.
Why there is no fat-burning zone here
Because the claim behind it does not survive being stated carefully. At low intensity a larger share of the energy you use comes from fat; at higher intensity a smaller share of a much larger total does, and the total is usually what matters. The label is a real physiological observation about substrate mix that has been repackaged as a training instruction it does not support, so it does not appear on this page.
Limitations, stated plainly
Heart rate lags effort by a minute or two, drifts upward over a long session at constant pace, and rises in heat, at altitude, when dehydrated, when under-slept and after caffeine. It can be five to ten beats different for the same effort on two consecutive days for no reason you will ever identify, which is why heart rate is a good guide over weeks and a poor one minute to minute.
Chest straps are reliable; optical wrist sensors frequently misread during intervals and sometimes lock onto cadence rather than pulse, which produces a plausible-looking number that is not your heart rate at all.
Zone boundaries are training conventions applied to two estimated inputs. They are not medical advice and nothing on this page interprets a heart rate as a sign of anything. If you take any medication that affects heart rate, zones set from these equations may not describe your training at all, and that is a conversation with a professional rather than with a calculator.